Looking for doorstep loans? At Lending Stream, we offer something better. You can apply online and get the cash you need without leaving the comfort of your doorstep, if approved. We offer short term loan amounts ranging from £50 to £1500.
Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total.
Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.
Representative 1271% APR
Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total.
Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.
Very easy to apply
Very easy to apply, couldn’t have been more simpler to be honest and the money was in my account in less than a minute 10/10
Leona, 18 November 2023
Poor credit rating no problem
Quick and easy to apply
Kim, 25 November 2023
Doorstep loans, also known as home credit loans or door-to-door loans, is a type of personal loan that is delivered directly to your doorstep. These loans are typically short term loans that are provided by specialized doorstep lenders. It provides convenient access to small amounts of cash, typically ranging from £100 to £2,000.
Unlike traditional loans, doorstep loans provide a convenient and accessible borrowing option for individuals who may have difficulty accessing traditional financial services. Instead of going to the bank and filling out the application form, doorstep lenders send representatives directly to your home with the application form.
At Lending Stream, we offer a better process. We aim to provide a straightforward online application process with quick decisions. We offer unsecured loans online that require no guarantor, making them a convenient option for those who want a loan at the comfort of their home.
With our online loan application process, you can apply for a loan in minutes and get a decision almost instantly.
Doorstep loans work in a simple and convenient manner by providing you with cash directly at your home. An agent from the doorstep lending company visits you to discuss the loan terms, check affordability, and complete the necessary paperwork. If approved, the lender will deliver the approved amount to you in cash.
The repayments of your doorstep cash loan are collected on a weekly or monthly basis by the agent from the lending company visiting your home to collect the payment.
At Lending Stream, we provide an even more convenient solution. To get started for a quick loan with us, you’ll need to fill out our online application form, providing us with all required personal and financial details. Once you’ve completed the application and submitted it, we’ll review it and provide you with a decision almost instantly.
If you’re approved, we’ll send the approved amount to your bank within 90 seconds.
Doorstep loans can be good option for individuals who might be looking for quick cash to meet their urgent unexpected financial needs. These loans can provide a lifeline for individuals with bad credit, especially as there are many direct lenders who consider those with bad credit. This can give them an opportunity to rebuild their credit score by responsibly repaying the loan.
Doorstep loans are also ideal for handling unexpected emergency expenses. When unexpected financial challenges arise, doorstep loans can offer quick access to cash, if approved.
But it is important to remember that these loans often come with higher interest rates and not managing them correctly can put you in more debt.
Finding doorstep loans near your location is a simple process. All you need to do is pick your phone or laptop and search online for keywords like “doorstep loans near me” or you can search for location specific keywords like doorstep loans liverpool, doorstep loans london, etc.
This will give you a list of all lenders who offer doorstep loans in your area or near you.
Additionally, you can even check on local business directories or financial service listings specific to your area and get information about doorstep lenders.
Doorstep cash loans can be for various purposes. Here are some common scenarios where doorstep loans can be helpful:
Remember, that a doorstep loan is a short term financial solution. It’s important to borrow responsibly and ensure that you can comfortably make the doorstep loan repayments as per the loan agreement.
To check your eligibility for a doorstep loan in the UK, you can start by visiting the websites of reputable doorstep lending companies. They often provide online eligibility checkers which provide you with an indication of whether you are likely to qualify for a loan.
A doorstep lender typically considers factors beyond credit history, such as affordability and income stability. Therefore, individuals with a bad credit score may still be eligible for a doorstep loan.
At Lending Stream, we provide a better and faster way to meet your unexpected expenses. If you are looking to apply for a loan with us, then you must:
During our online application process, we might ask you to verify your income proof. We do this to check if you can afford the loan repayments on top of all your existing financial commitments. In few cases, we may verify these details discreetly.
To apply for a doorstep loan, you can follow these steps:
If you have checked your eligibility and are looking to apply for a loan with Lending Stream, then all you need to do is fill out our online application form and give us the following information:
Once filled, submit the application. When received by us, we will run a credit and affordability check on your profile to see your credit worthiness. If approved, we will send the cash to your bank within 90 seconds.
The approval process for urgent doorstep loans usually depends on the lender and individual circumstances. However, UK doorstep loans are usually known for their quick turnaround times. In some cases, you can even receive an approval within a few minutes, hours or even on the same day.
If you are applying for an emergency loan with Lending Stream, then once you submit your application, we’ll review it and give you an instant decision. If your application is approved and you agree with the loan terms and conditions, then we’ll transfer the funds to your bank within 90 seconds. We even consider people with poor credit rating.
The amount you can borrow with a doorstep loan depends on several factors, including lender’s policies, your income, and affordability. Most doorstep lenders typically offer loan amounts ranging from £50 to £3000, or even more.
At Lending Stream, we offer short term loans from £50 up to £1500 for existing customers and up to £800 for new customers. Also, it’s important to borrow responsibly and only take out a loan which you can afford to repay comfortably.
If your doorstep loan application is rejected, it’s important not to get disheartened. There can be many reasons behind your loan getting rejected, such as insufficient income, affordability concerns, or discrepancies in the provided information.
At Lending Stream, we don’t guarantee approval. If we reject your application because of the information we receive from one of the credit reference agencies, then the best we can do is let you know the name of that credit reference agency by email and then you can check your credit file with them if you want to.
If you already have an account with us, you can log in and chat with us through there. Otherwise, you can get in touch on our contact us page.
If you prefer you can give us a call on 0203 808 4440#. We’re open from 9am to 6pm Monday to Fridays, and 9am to 1pm Saturdays.
Yes, doorstep loans are legal in the UK but only if the lender is authorised and regulated by the Financial Conduct Authority (FCA). This is required to operate legally and provide loans to borrowers at their homes.
Yes, you can get a doorstep loan even with bad credit rating. There are direct lenders who consider loans for bad credit but the interest rate on such loans is usually high due to the risk involved.
It is highly unlikely to get a doorstep loan with no credit check. All doorstep lenders will conduct some form of credit assessment to check your creditworthiness and ability to repay the loan.
Yes, doorstep payday loans are available to individuals who require quick access to funds before their next payday. These loans provide a convenient solution, but it is important to note that the interest rate is comparatively high, and one should only borrow money when they are sure that they can repay on time.
Yes, it is possible to get a doorstep loan if you are unemployed. While traditional income sources may be a factor in the approval process, few lenders may consider alternative sources of income and assess your ability to repay the loan based on your current financial circumstances.
Yes, you can get a doorstep loan if you are on benefits. A doorstep lender may consider various sources of income, including benefits, when assessing your eligibility for a loan.
Yes, you can repay your doorstep loan early. There are lenders who allow early repayments. In pay weekly doorstep loans, you can make weekly repayments and save on interest.
Very good company
Very good company, it's easy to fill out the application, everything is written well and clearly and the money is quickly in your account. The company is worth recommending
Grzegorz Komajda, 24 November 2023
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