Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk. You can compare our loans to other short term lenders.

Payday Loans

Looking for a payday loan direct lender? Lending Stream offers something better i.e., short term loans. We offer instant decision loans of up to £1,500 and send the cash to your bank in 90 seconds (if approved).

Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total.

Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.

£ 50
£ 1500
Duration
6 month
Amount Borrowed
£ 300.00
Total Interest
£ 278.36
Monthly repayable
£ 96.39

Representative 1271% APR

Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total.

Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.

Excellent

Based on 18,381 reviews

Very good company

Very good company, it's easy to fill out the application, everything is written well and clearly and the money is quickly in your account. The company is worth recommending

Grzegorz Komajda, 24 November 2023

Showing our latest reviews

Very easy to apply

Very easy to apply, couldn’t have been more simpler to be honest and the money was in my account in less than a minute 10/10

Leona, 18 November 2023

Poor credit rating no problem

Quick and easy to apply

Kim, 25 November 2023

FAQs – Payday Loans

Can you get payday loans with no credit check? 

Some payday lenders may offer you a payday loan with no credit check. Be cautious as these lenders might not be authorised by the FCA. And may put you in a payday loan scam or debt trap. Although, most reputable lenders will not give out loan without a check.

Are payday loans still legal in the UK? 

Yes, payday loans are legal in the UK. The lender needs to be regulated and authorised by the Financial Conduct Authority (FCA).

What are the best payday loans?

The best payday loan depends on your needs and preferences. Comparing rates, terms, and customer reviews is essential to get a loan from the best payday lender.

How long can you keep payday loans for?

The duration of payday loans varies by lender. In the UK, payday loans are generally meant to be repaid on your next payday. However, some lenders offer flexible repayment options. This allows borrowers to extend the loan term if necessary.

Do payday loans hurt your credit?

Payday loans might not directly affect your credit when repaid on time. But late payments or defaults can have a negative impact on your credit score.

Can I have more than one payday loan at a time?

Yes, you can have multiple payday loans at once. But it’s crucial to assess affordability and consider the potential impact of multiple payday loans on your finances.

How can I find a payday lender near me?

To find a payday lender near you, you can use online search engines or directories, check local business listings, or use location-based apps. Ensure to verify the lender’s legitimacy and review their terms carefully before borrowing.

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