Are you looking for a payday loan with no credit check? All authorised lenders will always carry out a credit check as a part of loan application process. Lending Stream is an FCA Authorised lender and will always do a credit check. However, we do consider people with bad credit histories. Apply and find out if we can lend to you.
Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total.
Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.
Representative 1271% APR
Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total.
Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.
Very easy to apply
Very easy to apply, couldn’t have been more simpler to be honest and the money was in my account in less than a minute 10/10
Leona, 18 November 2023
Poor credit rating no problem
Quick and easy to apply
Kim, 25 November 2023
No credit check payday loans are a type of short term loans where the lender does not perform a credit check on the borrower. This type of loan is often considered to be high-risk, as there is no guarantee that the borrower will be able to repay the loan.
No credit check payday loans are advertised as being helpful for those with bad credit or no credit history, but in reality, they can be very harmful.
Lending Stream does not offer no credit check payday loans. We are a short term loans direct lender, who believes that it is important to carry out a credit check as part of our application process in order to ensure that borrowers can make full repayments on their loans.
You might get a no credit check payday loan with a lender that is not authorised by the FCA. However, this type of loan is high-risk, and we would not recommend it.
But with Lending Stream, A BIG NO. Lending Stream does not offer loans with no credit check. We are a responsible lender, and we believe it is important to carry out a credit check as part of our loan application process. This helps us to assess whether or not the loan is right for you.
If you are looking to apply for a short term loan with Lending Stream, you need to check your eligibility first. To apply with us you must:
We need to see if you can afford the loan repayments on the top of your other financial expenses which is why you need to show us that you have a stable job with a regular income. In few cases, we might verify these details but in a discrete way.
Our online application takes a few minutes to complete. To apply for a loan with us, you need to fill in our online application form, and give us the following information:
Once we receive your application, we will run a credit and affordability check. If approved, we will transfer the cash to your bank within 90 seconds.
With Lending Stream, you’ve got 6 months to repay your loan. You can even repay early if you want too as our loans are charged at a daily interest rate. So, by paying early you’ll save money on interest. Also, we don’t charge any extra fees if you repay early.
In fact, many of our customers repay their loan in 3 months or 4 months.
If you are offered a payday loan with no credit check, it is likely that the lender is not authorised by the FCA. This means that they are not regulated, and you will not have the same protections as you would with a regulated lender.
We would not recommend taking out a loan with a lender who is not authorised by the FCA, as it is likely that they are not a responsible lender.
There are no advantages of payday loans no credit check. These types of loans are high-risk and can be very harmful to borrowers. If you are considering taking out a payday loan, we would recommend that you choose a lender who is authorised by the FCA.
If a lender is regulated and authorised by the FCA, they are required to carry out a credit check as part of their loan application process.
No credit check payday loans are high-risk and can be very harmful to borrowers. We would not recommend taking out a loan with a lender who is not authorised by the FCA.
Very good company
Very good company, it's easy to fill out the application, everything is written well and clearly and the money is quickly in your account. The company is worth recommending
Grzegorz Komajda, 24 November 2023
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